Are You Struggling To Increase

Your Credit Score?

We can help with the following:

Negative Items
Late Payments
Lack of Credit History
Collection Items

Repossesions
Evictions
Bankruptcies
And Much More!

Negative Items
Late Payments
Lack of Credit History
Collection Items

Repossesions
Evictions
Bankruptcies
And Much More!

Protecting Your Financial Future & Keeping Your Family Secure

Sheila's Mission and Goal

My mission is to help our clients obtain financial freedom through credit repair, financial literacy, debt management and financial maturity.

My goal is to provide professional credit repair services and education, empowering our clients to move forward to the credit worthiness that they deserve which supports a healthy financial future.

Financial Solutions We Offer

CREDIT RESTORATION SERVICES

Restore your score, create positive financial habits and maximize your financial opportunities.

Your financial health revolves around your credit score, making it imperative that the information your credit report contains is as accurate and up-to-date as possible. At Sheila Pullum Financial, we leverage the Fair Credit Reporting Act to your advantage, disputing negative, erroneous and inaccurate items that may be preventing you from obtaining new credit when you need it most. These actions help lower your interest rates, saves you money and advance your credit opportunities.

FUNDING SOLUTIONS

Unlock The Capital Your Business Needs

Whether you’re a startup, a business with no credit, or even a high-risk enterprise, We are here to connect you with the capital you need to grow. Our state-of-the-art AI technology evaluates your business profile and matches you with lenders that are actively looking to fund businesses like yours. You can stop searching and start securing the funding you need—today.

BUSINESS CREDIT ACADEMY

Free Prequalification Business Scan

First, our business scan shows you what you pre-qualify for now. Next, our success system details the key steps you must take. Then, we build your business credit scores to access more funding.

ESTABLISH & BUILD YOUR BUSINESS CREDIT

Unlock The Capital Your Business Needs

Becoming Bankable is having your business stand on its own for financing without relying on the credit of the owners. We've helped tens of thousands of businesses become bankable. When you run a scan, you will receive a Member ID and Password to our proven business finance, business credit building, and success system.

BUSINESS FORMATION

Start your LLC

We understand that starting a business should be exciting, not daunting. We've made the LLC formation process as easy, quick, and stress-free as possible. Filing a new business entity can be straight forward with the right help. We assist with the filing process, making it quick and ensuring it’s done right—the first time.

Streamlined Setup
Cost-Effective
Comprehensive Support
Resource-Rich
Ongoing Compliance

BUILD YOUR CREDIT WITH RENT

If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments.

This puts you at a disadvantage because you’re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.

INCOME TAX SERVICES

At Sheila Pullum Financial, we understand how important it is to have a reliable tax preparation service. Our tax preparation service is convenient, cost-effective, and no office visit is needed. Expert help is just one call away. Don't let tax season stress you out contact us today and enjoy a stress-free tax season.

Why Choose Sheila Pullum Financial?

We are not just a credit repair company—we are a financial brokerage dedicated to empowering you with the tools, education, and support to restore and build personal credit, build business credit, secure funding, and achieve lasting financial success. It’s about more than credit—it’s about transforming your financial future.

SCHEDULE AN APPOINTMENT

A Few Of Our Client Testimonials

My credit score increased to the point that my car insurance premium was lowered to a much lower payment per year!

My credit score increased allowing me to purchase a new car with no money down and a very low monthly payment.

I am a single mom with a great job. I joined the credit repair program with a 700 credit score hoping to improve my score before I refinanced my house for my two kids. After Sheila Pullum Financial finished working on my credit I was super happy. My credit score went up which allowed me to get approved for a better interest rate than I would have with the 700 score. Awesome. Thank you.

My credit score increased allowing me to purchase a new car with no money down and a very low monthly payment.